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An IRS loan advance, also known as an IRS refund anticipation loan, is a type of loan that provides you with a portion of your expected tax refund before it is officially processed and approved by the Internal Revenue Service (IRS).
- To get an IRS loan advance, you first need to file your tax return.
- Once your tax return is accepted by the IRS, you can then apply for a loan advance. If approved, you will receive a loan for an amount equal to a portion of your expected tax refund.
- The loan is typically provided by a tax preparation company or a financial institution, and you will need to pay back the loan amount, along with any fees and interest, when you receive your actual tax refund from the IRS.
- You are ineligible for the advance loan if you owe the IRS any back taxes. If you are unsure about your standing, contact the IRS Offset Department for further assistance
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